Financial Advice for Single Women

Financial Advice for Single Women

Popular media sometimes portray single women as someone who only think about how to please myself with shopping and hanging out with his friends . Affairs of the future , only the past !

Do not fall or trust with this stigma . Precisely - if these are single - time you take control of your own financial future . Here are the steps that you can do by Morgan Rush from eHow.com :

Financial plan

As a serious step , start by opening a retirement account . You can join the pension fund provided by your employer or directly to the banking company .

With the status of 20-30 year old single , certainly not difficult for you to set aside income ( approximately 7 percent ) for this case . Remember , you do not have dependents ( children , for example ) .

Single Minded Women ( online web community that specializes in single women ) even recommends , that you also invest in stocks with flows more " aggressive " . Approximately 14 percent , for example . Many say , investing in stocks is more profitable than saving money in the bank . That way , when they retire later , the results you receive may be much higher than your expectations .

But before you start , consult first with a financial expert , yes .

investment

Aside from the traditional stock market and pension fund investments , you can expand financial opportunities to buy a home or start a small business . Buying a home can be tricky if done for a single individual , because you can not pooling income with a spouse . However , there is no rule that says you can not partner with siblings or parents when buying a home .

Office of facilities

Some companies offer incentives to help employees who are married , such as health insurance , child care assistance , or scholarships for children karyawan.Bagi you are still single , it's a chance it will not get. But it would not hurt if you are considering to discuss with the leadership of the company so that you can get the same opportunity .

Do not Choose One Couple

It is not possible if you are going out with the wrong people . For example , the pair consistently borrow money to you , asking you buy expensive items , or ask you to sign a loan or credit application for him . If you did not have the commitment to get married or even wait until you actually get married , you should not do it . It will only hurt you financially . Consider all risks before you share financial responsibility with him .